Source: MAS
| 1st Housing Loan | 2nd Housing Loan | 3rd and Subsequent Housing Loan | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Loan Tenure | Up to 30 Years | 31 to 35 Years | Up to 30 Years | 31 to 35 Years | Up to 30 Years | 31 to 35 Years | |||
| Loan Tenure + Age of Borrower | ≤ 65 | > 65 and ≤ 75* | ≤ 75* | ≤ 65 | > 65 and ≤ 75* | ≤ 75* | ≤ 65 | > 65 and ≤ 75* | ≤ 75* |
| Loan-to-Value Limit | 75% | 55% | 55% | 45% | 25% | 25% | 35% | 15% | 15% |
| Cash Downpayment | 5% | 10% | 10% | 25% | 25% | 25% | 25% | 25% | 25% |